Anti Money Laundering Ontology core vocabulary (AMLO-core)
type: Ontology
version IRI: core.rdf
creator: Andrea Danielli
creator: Enrico Fagnoni
description: The AMLO-core is the main module of the AMLO projects that adds some concepts to describe the Anti Money Laundering (AML) knowledge and facts. AMLO-core can be used as an upper ontology to derive taxonomies and axioms as well as a way to share information among investigators.
rights: The amlo-core vocabulary is copyright (c) 2019-2022 by Enrico Fagnoni and Andrea Danielli in the scope of the AMLO project by Mopso and it is available under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International By 4.0. This work is compatible with the FIBO ontology Copyright (c) EDM Council, Inc. and Object Management Group, Inc. Please note that this software is Open Source but it is not free. You can use as is, or if you want to include it your commercial product, please contact Mopso, free licenses available for researchand student.
license: https://creativecommons.org/licenses/by-nc-nd/4.0/
comment: AMLO-core is a formal conceptual model that defines the main terms used in Anti Money Laundering (AML) investigations. AMLO-core is developed by a multidisciplinary group of domain experts and data scientists as part of the AMLO project by Mopso and LinkedData.Center.
label: AMLO-core vocabulary
version info: 1.7.0

hasAnnotationLifeStage
type: AnnotationProperty
comment: define one stage in a lifetime of a subject (e.g. an annotation)

has risk profile impact
type: AnnotationProperty
comment: default weight vector to calculate a default risk profile. It applies only to risk annotations.
range: RiskProfileDistribution

risk distribution
type: Datatype
comment: A statistical distribution on a risk dimension between 0 and 1
equivalent class: Datatype
  on datatype: decimal
  with restrictions:
    min inclusive: 0
  with restrictions:
    max inclusive: 1

risk estimator
type: Datatype
comment: a value that estimates a risk, if it tends to infinity the risk is a certainty; Zero indicates an absence of risk. The logarithmic scale best fits a measurement of this value. It is an additive properties, two risk estimators sums. Negative values indicates an estimate that reduce of the same amount another positive risk.
equivalent class: decimal

annotation signature
type: ObjectProperty
type: FunctionalProperty
domain: annotation
definition: an unique uri denoting an annotation content signature. Two different annotations, created by different agent may have the same signature because they have the exacly the same semantic meaning except from annotation metadata

claimed reference
type: ObjectProperty
definition: defines a claims referring a URI

customer due diligence data
type: ObjectProperty
sub property of: reference data
type: FunctionalProperty
domain: Inconsistent CDD
comment: relates an InconsistenceCDD annotation with the data provided by customer due diligence process

derived from
type: ObjectProperty
domain: derived risk rating
range: annotation

has body
type: ObjectProperty
domain: annotation
comment: in a data quality annotation defines the predicate that related the target with the referenceData
deprecated: true

has risk profile
type: ObjectProperty
type: FunctionalProperty
range: risk profile
comment: the annotated subject has a money laundery risk profile

has size estimator
type: ObjectProperty
comment: collega una stima quantitativa ad un rischio

has target
type: ObjectProperty
domain: annotation

is affilated of
type: ObjectProperty
type: FunctionalProperty

isAutorizedSignatoryOfficerOf
type: ObjectProperty
definition: indicates an organization in which the officer holds some signatory power
definition: is autorizezed signatory officer of

on property
type: ObjectProperty
type: FunctionalProperty
domain: data quality annotation
comment: in a data quality annotation relates the target with the reference data

operates in country
type: ObjectProperty
domain: Class
  union of: Person
  union of: Organization
range: Country
comment: The agent operates in a country

reference data
type: ObjectProperty
sub property of: topObjectProperty
type: FunctionalProperty
domain: data quality annotation
comment: in a data quality annotation, it specializes the hasBody property and specifies the data associated with the triple made by "target" and "onProperty" URI

transfer purpose
type: ObjectProperty
sub property of: isClassifiedBy
type: FunctionalProperty
domain: registered value transfer
definition: classifies a registered value transfer purpose with a formal taxonomy

wires account
type: ObjectProperty
type: FunctionalProperty
domain: wire transfer
range: BankAccount

instance of
type: ObjectProperty
comment: that class of which this subject is a particular example and member; different from P279 (subclass of); for example: K2 is an instance of mountain; volcano is a subclass of mountain (and an instance of volcanic landform)

appliesToAccount
type: ObjectProperty
sub property of: appliesTo
comment: applies to account

claimed value
type: DatatypeProperty
domain: CustomerDueDiligenceClaim
definition: indicates a claim expressed with a literal

counterparty name
type: DatatypeProperty
type: FunctionalProperty
domain: value transfer
comment: represents the declared name of the receiving actor in a transfer event

criminal risk
type: DatatypeProperty
sub property of: risk dimension estimator
comment: an estimator representing the level of criminal risk associated with a subject or entity

criminal risk weight
type: DatatypeProperty
sub property of: has risk dimension weight
comment: the weight or significance assigned to the criminal risk dimension in a risk assessment or rating process

evidence date
type: DatatypeProperty
type: FunctionalProperty
domain: account evidence
range: dateTime
definition: indicate a reference date for an evidence

fiscal risk
type: DatatypeProperty
sub property of: risk dimension estimator
comment: an estimator representing the level of fiscal risk associated with a subject or entity

fiscal risk weight
type: DatatypeProperty
sub property of: has risk dimension weight
comment: the weight or significance assigned to the fiscal risk dimension in a risk assessment or rating process

geographic risk
type: DatatypeProperty
sub property of: reputational risk
comment: an estimator representing the level of geographic risk associated with a subject or entity, indicating the potential risk related to its location, geographic exposure, or presence in specific regions or countries

geographical risk weight
type: DatatypeProperty
sub property of: has risk dimension weight
comment: the weight or significance assigned to the geographical risk dimension in a risk assessment or rating process

has nominal heat
type: DatatypeProperty
domain: risk profile impact
comment: the nominal heat value expressed in a unit of measurement for a specific system or component

has reference family name
type: DatatypeProperty
domain: criminal family association
range: string
comment: Family name of a referenced entity or individual linked to a criminal syndicate or affiliated organization

has risk dimension weight
type: DatatypeProperty
type: FunctionalProperty
domain: risk profile impact
range: risk distribution
comment: The weight assigned to a specific risk dimension within a risk profile or assessment

has risk estimator
type: DatatypeProperty
range: risk estimator
comment: A numerical value that quantifies a risk estimation

motivated by
type: DatatypeProperty
domain: annotation
comment: is used to record the user's intent or motivation for the creation of an Annotation
deprecated: true

primary customer classification
type: DatatypeProperty
comment: represent the notation of the primary classification defined for the type of the annotated object.

principal name
type: DatatypeProperty
type: FunctionalProperty
domain: value transfer
comment: represents the self-declared name of the sender actor in a transfer event

reputational risk
type: DatatypeProperty
sub property of: risk dimension estimator
comment: an estimator representing the level of reputational risk associated with a subject or entity, typically related to its public image, credibility, and trustworthiness

reputational risk weight
type: DatatypeProperty
sub property of: has risk dimension weight
comment: the weight or significance assigned to the reputational risk dimension in a risk assessment or rating process.

risk dimension estimator
type: DatatypeProperty
sub property of: has risk estimator
domain: risk profile
comment: a generic property used to define common characteristics for profile dimension estimators

risk score
type: DatatypeProperty
sub property of: has risk estimator
comment: a single number between 0 and 1 representing a statistical risk probability on the annotated object

size
type: DatatypeProperty
type: FunctionalProperty
domain: sized monetary amount
range: decimal
definition: relates to an estimanted money value expressed in euro to be used to compare monetary amounts for AML purpose.

subjective risk
type: DatatypeProperty
sub property of: risk dimension estimator
comment: An estimator reflecting a subjective assessment of risk, often based on qualitative factors, expert judgment, or individual perception rather than purely quantitative data

subjective risk weight
type: DatatypeProperty
sub property of: has risk dimension weight
comment: The level of importance assigned to the subjective risk factor during risk evaluation or assessment

was estimated on date
type: DatatypeProperty
range: decimal
comment: date on which a value was estimated

AML qualitative rating score
type: Class
subclass of: QualitativeRatingScore
comment: a rating score for AML risk as defined in http://w3id.org/amlo/core#ProfileRiskScale

account evidence
type: Class
subclass of: Class
  union of: Restriction
    on property: hasDatePeriod
    qualified cardinality: 1
    on class: ExplicitDatePeriod
  union of: Restriction
    on property: evidence date
    qualified cardinality: 1
    on data range: dateTime
subclass of: Restriction
  on property: evaluates
  qualified cardinality: 1
  on class: BankAccount
subclass of: Restriction
  on property: hasMonetaryAmount
  max qualified cardinality: 1
  on class: sized monetary amount
definition: an assesment about a calulated value in an account

adverse info
type: Class
subclass of: direct risk rating
has risk profile impact: ProfileImpactForAdverseInfo
comment: an annotation about a bad press existence

aggregated operation
type: Class
subclass of: registered value transfer
subclass of: Restriction
  on property: isClassifiedBy
  qualified cardinality: 1
  on class: value transfer purpose classification
subclass of: Restriction
  on property: cashAmount
  max qualified cardinality: 1
  on class: sized monetary amount
subclass of: Restriction
  on property: wiredMoneyAmount
  max qualified cardinality: 1
  on class: sized monetary amount
definition: a registered opeation that sumarize several smaller value transfer in a period are considered together as a single transaction for purposes such as analysis, reporting, or regulatory compliance. Mainly it is used in Italy in recording of operations in the Archivio Unico Informatico (AUI)

annotation
type: Class
subclass of: Restriction
  on property: annotation signature
  min cardinality: 0
subclass of: Restriction
  on property: has body
  min cardinality: 0
subclass of: Restriction
  on property: creator
  qualified cardinality: 1
  on class: Agent
subclass of: Restriction
  on property: has target
  cardinality: 1
subclass of: Restriction
  on property: created
  max qualified cardinality: 1
  on data range: dateTime
subclass of: Restriction
  on property: bodyValue
  max qualified cardinality: 1
  on data range: string
subclass of: Restriction
  on property: motivated by
  max qualified cardinality: 1
  on data range: string
comment: a descriptive note or comment added to a specific entity or document to provide additional information or clarification.

Axiom
annotated source: annotation
annotated property: subClassOf
annotated target: Restriction
  on property: has body
  min cardinality: 0
deprecated: true

Axiom
annotated source: annotation
annotated property: subClassOf
annotated target: Restriction
  on property: motivated by
  max qualified cardinality: 1
  on data range: string
deprecated: true

bankrupt Organization
type: Class
subclass of: Organization
comment: a company that declared bankrupt

bankruptcy risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for BankruptcyRisk
comment: an annotation about a bankruptcy risk

big transfer
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: SocialRelation
has annotation life stage: in design
has risk profile impact: ProfileImpactForBigTransfer
comment: an annotation about a cumulative value transfer >= 1M

connected to bankruptcy
type: Class
subclass of: derived risk rating
subclass of: Restriction
  on property: derived from
  some values from: bankruptcy risk
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Person
has risk profile impact: profile impact for ConnectedToBankruptcy
comment: an annotation about a person that is or was part of a company bankruptcy

connected to geographic risk
type: Class
subclass of: derived risk rating
subclass of: Restriction
  on property: derived from
  some values from: geographic risk
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Class
    union of: Person
    union of: Organization
has risk profile impact: profile impact for ConnectedToGeographicRisk
comment: an annotation about an agent is living in a place with a geographic risk

connected to PEP
type: Class
subclass of: derived risk rating
subclass of: Restriction
  on property: derived from
  some values from: politically exposed person
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: ProfileImpactForConnectedToPEP
comment: an annotation about an organization has a politically exposed person as an officer or as a shareholder

connected to PIL
type: Class
subclass of: derived risk rating
has risk profile impact: ProfileImpactForConnectedToPEP
comment: an annotation about an organization with an officer that is a minor political exposed person

covid 19 change of board
type: Class
subclass of: covid19 risk
comment: The annotated organization changed board during the covid period
deprecated: true

covid19 change of objective
type: Class
subclass of: covid19 risk
subclass of: Restriction
  on property: has target
  some values from: Organization
comment: The company objective was changed during Covid19 emergency period to something related to Covid
deprecated: true

covid 19 change of shareholder
type: Class
subclass of: covid19 risk
comment: The annotated organization changed shareholder during the covid period
deprecated: true

covid 19 foreign board member
type: Class
subclass of: covid19 risk
comment: A new foreign board member detected during covid period
deprecated: true

covid19 risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
deprecated: true

covid 19 sells to PA
type: Class
subclass of: covid19 risk
comment: The annotated organization sells covid related matherial to PA during covid period
deprecated: true

covid19 web offering
type: Class
subclass of: covid19 risk
comment: the agent web site exposes an offering of Covid related matherial
deprecated: true

covid 19 works with PA
type: Class
subclass of: covid19 risk
comment: The annotated organization works with public administration during covid period
deprecated: true

covid 19 young board member
type: Class
subclass of: covid19 risk
comment: A young board member detected during covid period
deprecated: true

criminal family association
type: Class
subclass of: Restriction
  on property: is affilated of
  qualified cardinality: 1
  on class: criminal syndicate
subclass of: Restriction
  on property: has reference family name
  qualified cardinality: 1
  on data range: string
comment: a family affiliated to a criminal syndicate

criminal risk place
type: Class
subclass of: geographic risk
has risk profile impact: profile impact for GeographicRisk
comment: an annotation about a place with hight risk of criminal infiltration

criminal syndicate
type: Class
comment: a mafia-type criminal syndicate

CustomerDueDiligenceClaim
type: Class
subclass of: Entity
subclass of: Restriction
  on property: wasAttributedTo
  qualified cardinality: 1
  on class: Class
    union of: Person
    union of: Organization
subclass of: Restriction
  on property: wasDerivedFrom
  max qualified cardinality: 1
  on class: customer due diligence questionnaire
subclass of: Restriction
  on property: generatedAtTime
  max qualified cardinality: 1
  on data range: dateTime
definition: a claim that a customer explicitly declares during the customer due diligence process
definition: customer claim

customer due diligence questionnaire
type: Class
subclass of: Document
subclass of: Restriction
  on property: comprises
  some values from: CustomerDueDiligenceClaim
definition: a signed document that collects a set of claims

CustomerRiskRating
type: Class
subclass of: Rating
subclass of: Restriction
  on property: hasRatingScore
  qualified cardinality: 1
  on class: AML qualitative rating score
subclass of: Restriction
  on property: rates
  qualified cardinality: 1
  on class: Class
    union of: Person
    union of: Organization
comment: an AML risk assessment performed by a financial institution for one of its customers

data quality annotation
type: Class
subclass of: annotation
subclass of: Restriction
  on property: on property
  cardinality: 1
subclass of: Restriction
  on property: reference data
  max cardinality: 1
subclass of: Restriction
  on property: isOutputFrom
  max qualified cardinality: 1
  on class: data quality assesment
comment: an annotation regarding potential problem with data integrity respect to ontology or common sense.

data quality assesment
type: Class
subclass of: AssessmentEvent
comment: event involving the evaluation of the quality of data

data quality evaluation plan
type: Class
subclass of: Strategy
comment: a plan to evaluate the quality of data

derived risk rating
type: Class
subclass of: risk rating
subclass of: Restriction
  on property: derived from
  some values from: direct risk rating
disjoint with: direct risk rating
comment: a risk derived from another closely related risk
definition: a risk rating derived from another closely related risk

direct politically exposed person
type: Class
subclass of: politically exposed person
disjoint with: indirect politically exposed person
has risk profile impact: profile impact for DirectPoliticallyExposedPerson
comment: an annotation about an individual who personally holds or has held prominent public positions

direct risk rating
type: Class
subclass of: risk rating
has risk profile impact: ProfileImpactForSanctionRisk
comment: an annotation of risk associated directly with a node
definition: an risk rating associated directly with a target node

distance risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has annotation life stage: in design
has risk profile impact: profile impact for DistanceRisk
comment: an annotation about the distance between location of legal representative and registered office displayed on Brain - Map

early ceased
type: Class
subclass of: direct risk rating
subclass of: Inconsistent CDD
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for EarlyCeased
comment: an annotation about the termination of an agreement or activity for any reason prior to its expiration date

embargoed country
type: Class
subclass of: geographic risk
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Q6256
has risk profile impact: profile impact for GeographicRisk
comment: an annotation about a country subjected to international embargo

executive officer
type: Class
subclass of: CorporateOfficer
comment: a CorporateOfficer with power of signature

expired executive officer
type: Class
subclass of: Inconsistent CDD
comment: an annotation about an executive officer that is declared in CDD but is not present in 3th party data

family name and geo
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Person
has risk profile impact: profile impact for FamilyNameAndGeoRisk
comment: an annotation about the person with a family name from a place annotated by DIA in Italy

1st party dataset
type: Class
comment: a dataset derived from the same owner of the knowledge base, containing data obtained from Customer Due Diligence (CDD) and Know Your Customer (KYC) processes.
deprecated: true

frequently PA tender winner
type: Class
subclass of: direct risk rating
has risk profile impact: ProfileImpactForFrequentlyPATenderWinner
comment: an annotation about a company that won the same type of tender more then ten times

geographic risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: GeopoliticalEntity
has risk profile impact: profile impact for GeographicRisk
comment: a risk annotation connected to a geographic or political place

hidden owner
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for HiddenOwner
comment: an annotation about the potential presence of hidden partners

high revenues per employee
type: Class
subclass of: direct risk rating
has risk profile impact: ProfileImpactForHighRevenuesPerEmployee
comment: an annotation about the discovery that the rate between revenues and the number of employee is greater than a reference value that depends from the company industrial sector

in sector at risk
type: Class
subclass of: derived risk rating
subclass of: Restriction
  on property: has body
  qualified cardinality: 1
  on class: StandardIndustrialClassificationCode
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for InSectorAtRisk
comment: an annotation about an organization that operates in a sector classified as being at risk.

inactive company
type: Class
subclass of: data quality annotation
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for InactiveCompany
comment: an annotation about a company that is currently not actively engaged in business

incoerent revenues
type: Class
subclass of: Inconsistent CDD
has annotation life stage: in design
comment: an annotation about the declared revenues does not match

Inconsistent CDD
type: Class
subclass of: data quality annotation
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Class
    union of: Person
    union of: Organization
subclass of: Restriction
  on property: customer due diligence data
  max cardinality: 1
comment: a detected difference between a CDD data (i.e. a data about formally known person or an organization) and an information detected by external source

inconsistent industrial sector
type: Class
subclass of: data quality annotation
subclass of: Restriction
  on property: customer due diligence data
  qualified cardinality: 1
  on class: StandardIndustrialClassificationCode
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
subclass of: Restriction
  on property: thirdPartyData
  qualified cardinality: 1
  on class: StandardIndustrialClassificationCode
comment: an inconsistence in company industrial code classificiations (e.g. SIC, NACE, ATECO, etc) was detected
deprecated: true

indirect politically exposed person
type: Class
subclass of: politically exposed person
has risk profile impact: profile impact for IndirectPoliticallyExposedPerson
comment: an annotation about an individual who is closely related to a person holding or having held prominent public positions

industrial sector crime risk
type: Class
subclass of: industrial sector risk
has risk profile impact: ProfileImpactForIndustrialSectorCrimeRisk
comment: an industrial sector with high risk of criminal infiltration

industrial sector risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: StandardIndustrialClassificationCode
has risk profile impact: profile impact for IndustrialSectorRisk
comment: an annotation about an industrial sector risk of criminal infiltration

italian credit institution
type: Class
subclass of: Organization
comment: an institution licensed to operate as a financial entity in Italy

LifeStage
type: Class
comment: a stage in the life of an Amlo ontology term

low salaries
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for LowSalaries
comment: turnover/ staff_cost > 50
see also: 19 - Lsalaries @it
deprecated: true

main customer classification scheme
type: Class
comment: a skos:ConceptScheme that is used as the customer main classification scheme

minor political role
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Person
has risk profile impact: ProfileImpactForMinorPoliticalRole
comment: an annotation about the subject that has a minor political role that does not qualify as PEP

money laundering risk country
type: Class
subclass of: geographic risk
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Q6256
has risk profile impact: profile impact for GeographicRisk
comment: an annotation about a country with high risk of money laundering activities.

negative judgments
type: Class
subclass of: direct risk rating
has annotation life stage: in design
has risk profile impact: profile impact for NegativeJudgments
comment: an annotation about the agent as a negative Supreme Court's Judgments

no income statement
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for NoIncomeStatement
comment: an annotation about a financial statements not filed

no profit
type: Class
subclass of: direct risk rating
has risk profile impact: ProfileImpactForNoProfit
comment: an annotation about a non-profit organization

officer age risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for OfficerAgeRisk
comment: an annotation about the presence of exponents under 25 or over 80 years old

officer location risk
type: Class
subclass of: derived risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for OfficerLocationRisk
comment: an annotation about the origin of the an administrator in a place at risk (co-selected countries at risk: GAFI black list, gray list, countries of emigration to Italy - top 10)

old CDD
type: Class
subclass of: direct risk rating
comment: The CDD is too old
deprecated: true

owner location risk
type: Class
subclass of: derived risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for OwnerLocationRisk
comment: an annotation about a partner from a risky country (co-selected risk countries: FATF blacklist, gray list, emigration countries in Italy - top 10)

party Identification scheme
type: Class
subclass of: RegistrationScheme
subclass of: Restriction
  on property: hasMember
  some values from: Party
subclass of: Restriction
  on property: isManagedBy
  qualified cardinality: 1
  on class: FinancialInstitution
comment: an identification scheme that is managed by a finacial istitution to assign a unique code each known party.

party identifier
type: Class
subclass of: RegistryIdentifier
subclass of: Restriction
  on property: isMemberOf
  qualified cardinality: 1
  on class: party Identification scheme
subclass of: Restriction
  on property: identifies
  qualified cardinality: 1
  on class: Party
comment: A code that uniquely identify an identifierd party. In italy it is used in the italian Archivo Unico Informatico (AUI) of a financial intermediary as NDG (Numero direzione generale)
comment: numero direzione generale @it
abbreviation: NDG

politically exposed person
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Person
has risk profile impact: profile impact for DirectPoliticallyExposedPerson
comment: an annotation about a politically exposed person

potential paper company
type: Class
subclass of: direct risk rating
has risk profile impact: ProfileImpactForPotentialPaperCompany
comment: an annotation about an entity with a statistically assessed risk based on balance figures derived from EU authorities' indications

public organization
type: Class
subclass of: Organization
comment: an organization owned or operated by a government or public authority

registered value transfer
type: Class
subclass of: value transfer
subclass of: Restriction
  on property: transfer purpose
  max qualified cardinality: 1
  on class: value transfer purpose classification
subclass of: Restriction
  on property: counterparty name
  max qualified cardinality: 1
  on data range: string
subclass of: Restriction
  on property: principal name
  max qualified cardinality: 1
  on data range: string
definition: a value transfer made as an individual transaction

risk assessment
type: Class
subclass of: Activity
subclass of: AssessmentEvent
comment: event involving the evaluation of an AML risk

risk detection plan
type: Class
subclass of: Strategy
comment: plan to detect a n annotated risk

risk profile
type: Class
subclass of: Opinion
subclass of: Restriction
  on property: criminal risk
  max qualified cardinality: 1
  on data range: risk estimator
subclass of: Restriction
  on property: fiscal risk
  max qualified cardinality: 1
  on data range: risk estimator
subclass of: Restriction
  on property: geographic risk
  max qualified cardinality: 1
  on data range: risk estimator
subclass of: Restriction
  on property: reputational risk
  max qualified cardinality: 1
  on data range: risk estimator
subclass of: Restriction
  on property: subjective risk
  max qualified cardinality: 1
  on data range: risk estimator
comment: a vector of money laundering risk estimators. Each dimension of the risk profile is calculated analyzing a set of risk rating annotations

risk profile impact
type: Class
subclass of: Restriction
  on property: has risk dimension weight
  some values from: risk distribution
subclass of: Restriction
  on property: has nominal heat
  qualified cardinality: 1
  on data range: risk estimator
subclass of: Restriction
  on property: criminal risk weight
  max qualified cardinality: 1
  on data range: risk distribution
subclass of: Restriction
  on property: fiscal risk weight
  max qualified cardinality: 1
  on data range: risk distribution
subclass of: Restriction
  on property: geographical risk weight
  max qualified cardinality: 1
  on data range: risk distribution
subclass of: Restriction
  on property: reputational risk weight
  max qualified cardinality: 1
  on data range: risk distribution
subclass of: Restriction
  on property: subjective risk weight
  max qualified cardinality: 1
  on data range: risk distribution
comment: a vector of weights used to calculate a risk profile and categorize a risk annotation class.

risk rating
type: Class
subclass of: annotation
subclass of: Restriction
  on property: isOutputFrom
  max qualified cardinality: 1
  on class: risk assessment
subclass of: Restriction
  on property: has risk estimator
  max qualified cardinality: 1
  on data range: risk estimator
comment: an annotation that provides a subjective assessment of the level of risk associated with a particular element, based on the evaluator's judgment.

round figure transfer
type: Class
subclass of: direct risk rating
has annotation life stage: in design
has risk profile impact: ProfileImpactForRoundFigureTransfer
comment: an annotation about the presence of at least 3 wire transfers in round numbers (i.e. with 3 trailing zeros)

sanction risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Party
comment: a generic class of sanctions for agents

semantic entity wire transfer
type: Class
subclass of: direct risk rating
has annotation life stage: in design
has risk profile impact: ProfileImpactForSemanticEntityWireTransfer
comment: an annotation about the reading payer or payee names in order to find associations, onlus, no profit

semantic scope wire transfer
type: Class
subclass of: direct risk rating
has annotation life stage: in design
has risk profile impact: ProfileImpactForSemanticScopeWireTransfer
comment: an annotation about the presence of terms like "donation", "consulting" etc. in the motivation field of the transfer

shared legal address risk
type: Class
subclass of: derived risk rating
subclass of: Restriction
  on property: has target
  some values from: Organization
has annotation life stage: in design
has risk profile impact: profile impact for SharedLegalAddressRisk
comment: an annotation about the target companies shares the same legal address

significant change of business
type: Class
subclass of: data quality annotation
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for SignificantChangeOfBusiness
comment: an annotation about an inconsistency with the previous ATECO data revealed by checking the first two digits of the new ATECO classification

significant loss and hight assets
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for SignificantLossWithHighAssets
comment: (ECONOMIC ACCOUNT) profit loss < -€500,000 (i.e., a loss greater than half a million) and (BALANCE SHEET) property, plant, and equipment > €5,000,000 (i.e. the size of collateral is greater than €5 million)
see also: 17 - HlossHasset @it
deprecated: true

sized monetary amount
type: Class
subclass of: MonetaryAmount
subclass of: Restriction
  on property: size
  qualified cardinality: 1
  on data range: decimal
definition: a monetary amount that expose a pure number that represents the amount absolute value expreed in EURO

subjective risk
type: Class
subclass of: direct risk rating
has risk profile impact: profile impact for SubjectiveRisk
comment: a risk assessment based on subjective evaluation by the risk assessor

subsequent PA Tender Winner
type: Class
subclass of: direct risk rating
has risk profile impact: ProfileImpactForSubsequentPATenderWinner
comment: an annotation for a company that consecutively wins the same public tender for at least two years

terrorism risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Person
has risk profile impact: ProfileImpactForTerrorismRisk
comment: a people in terrorism lists

terrorism risk country
type: Class
subclass of: geographic risk
has risk profile impact: profile impact for GeographicRisk
comment: an annotation about a place with high risk of terrorism

TransactionSign
type: Class
deprecated: true
definition: The assignment of the sign (Debit or Credit) should be made considering the flows that are activated to or from the financial intermediary. Typically, it is assigned depending on whether the client performs the operation against current accounts or similar accounts (such as card accounts) (“operations executed on account”) or exclusively uses other means of payment and/or bearer instruments that do not transit through continuous relationships (“operations executed for cash”).
definition: TransactionSign

undeclared country
type: Class
subclass of: data quality annotation
subclass of: direct risk rating
has risk profile impact: ProfileImpactForUndeclaredCountry
comment: an annotation for entities with discrepancies between declared 'area of activity' in the questionnaire and foreign IBANs (for counterparties)

unexpected work with PA
type: Class
subclass of: direct risk rating
subclass of: Inconsistent CDD
has risk profile impact: ProfileImpactForUnespectedWorkWithPA
comment: an annotation about a client that does not report operation with public, but found as a winner of a public tender

unknown officer
type: Class
subclass of: data quality annotation
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
comment: an annotation about an unknown officer with a power of attorney or representation

unknown UBO
type: Class
subclass of: Inconsistent CDD
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
comment: an annotation about the detection of an undeclared business ultimate owner

value transfer
type: Class
subclass of: Restriction
  on property: hasMonetaryAmount
  some values from: sized monetary amount
subclass of: Restriction
  on property: principal name
  some values from: string
subclass of: Restriction
  on property: counterparty name
  min qualified cardinality: 0
  on data range: string
subclass of: Restriction
  on property: hasEventDateValue
  max qualified cardinality: 1
  on data range: dateTime
comment: any value transfer between some parties

value transfer purpose classification
type: Class
subclass of: TransactionSubcategory
label: causale analitica @it
definition: a standarized transaction classification by operation purposes. For istance see the Archivio Unico Informatico (AUI) specifications

very high margin
type: Class
subclass of: direct risk rating
has annotation life stage: in design
has risk profile impact: ProfileImpactForVeryHighMargin
comment: an annotation for companies with exceptionally high turnover per employee, compared to the Bank of Italy data, focusing on the first two digits of the ATECO classification.

wire transfer
type: Class
subclass of: registered value transfer
subclass of: IndividualTransaction
subclass of: Restriction
  on property: wires account
  qualified cardinality: 1
  on class: DepositAccount
subclass of: Restriction
  on property: hasMonetaryAmount
  qualified cardinality: 1
  on class: sized monetary amount
comment: an individual transaction between two bank accounts.

works with country at risk
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Class
    union of: Person
    union of: Organization
has risk profile impact: profile impact for worksWithCountryAtRisk
comment: an annotation about an agent that transfers values to at least a country with a risk annotation

works with EU
type: Class
subclass of: direct risk rating
has annotation life stage: in design
has risk profile impact: profile impact for WorksWithPA
comment: an annotation about the subjet won a tender in EU

works with PA
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for WorksWithPA
comment: an annotation about the entities engaging in public procurement activities

young company
type: Class
subclass of: direct risk rating
subclass of: Restriction
  on property: has target
  qualified cardinality: 1
  on class: Organization
has risk profile impact: profile impact for YoungCompany
comment: an annotation for companies incorporated within the last 12 months of the relationship opening

ProfileImpactForAdverseInfo
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for BankruptcyRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for BankruptcyRisk ClassBankruptcyRisk

ProfileImpactForBigTransfer
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for ConnectedToBankruptcy
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for ConnectedToBankruptcy ClassConnectedToBankruptcy

profile impact for ConnectedToGeographicRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.2
comment: the default profile impact for ConnectedToGeographicRisk ClassConnectedToGeographicRisk

ProfileImpactForConnectedToPEP
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for DirectPoliticallyExposedPerson
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.8
comment: the default profile impact for DirectPoliticallyExposedPerson ClassDirectPoliticallyExposedPerson

profile impact for DistanceRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for DistanceRisk ClassDistanceRisk

profile impact for EarlyCeased
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.6
comment: the default profile impact for EarlyCeased ClassEarlyCeased

profile impact for FamilyNameAndGeoRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for FamilyNameAndGeoRisk ClassFamilyNameAndGeoRisk

ProfileImpactForFrequentlyPATenderWinner
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for GeographicRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.4
comment: the default profile impact for GeographicRisk ClassGeographicRisk

profile impact for HiddenOwner
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for HiddenOwner ClassHiddenOwner

ProfileImpactForHighRevenuesPerEmployee
type: NamedIndividual
has nominal heat: 0.6

profile impact for InSectorAtRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.2
comment: the default profile impact for InSectorAtRisk ClassInSectorAtRisk

profile impact for InactiveCompany
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.6
comment: the default profile impact for InactiveCompany ClassInactiveCompany

profile impact for IndirectPoliticallyExposedPerson
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.8
comment: the default profile impact for IndirectPoliticallyExposedPerson ClassIndirectPoliticallyExposedPerson

ProfileImpactForIndustrialSectorCrimeRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for IndustrialSectorRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.2
comment: the default profile impact for IndustrialSectorRisk ClassIndustrialSectorRisk

profile impact for LowSalaries
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.7
comment: the default profile impact for LowSalaries ClassLowSalaries

ProfileImpactForMinorPoliticalRole
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.6

profile impact for NegativeJudgments
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.7
comment: the default profile impact for NegativeJudgments ClassNegativeJudgments

profile impact for NoIncomeStatement
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for NoIncomeStatement ClassNoIncomeStatement

ProfileImpactForNoProfit
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for OfficerAgeRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.6
comment: the default profile impact for OfficerAgeRisk ClassOfficerAgeRisk

profile impact for OfficerLocationRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for OfficerLocationRisk ClassOfficerLocationRisk

profile impact for OwnerLocationRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for OwnerLocationRisk ClassOwnerLocationRisk

ProfileImpactForPotentialPaperCompany
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.8

ProfileImpactForRoundFigureTransfer
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

ProfileImpactForSanctionRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.8

ProfileImpactForSemanticEntityWireTransfer
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

ProfileImpactForSemanticScopeWireTransfer
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for SharedLegalAddressRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.3
comment: the default profile impact for SharedLegalAddressRisk ClassSharedLegalAddressRisk

profile impact for SignificantChangeOfBusiness
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for SignificantChangeOfBusiness ClassSignificantChangeOfBusiness

profile impact for SignificantLossWithHighAssets
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.7
comment: the default profile impact for SignificantLossWithHighAssets ClassSignificantLossWithHighAssets

profile impact for SubjectiveRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for SubjectiveRisk ClassSubjectiveRisk

ProfileImpactForSubsequentPATenderWinner
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

ProfileImpactForTerrorismRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.8

ProfileImpactForUndeclaredCountry
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

ProfileImpactForUnespectedWorkWithPA
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

ProfileImpactForVeryHighMargin
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5

profile impact for WorksWithPA
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.3
comment: the default profile impact for WorksWithPA ClassWorksWithPA

profile impact for YoungCompany
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.25
comment: the default profile impact for YoungCompany ClassYoungCompany

profile impact for worksWithCountryAtRisk
type: NamedIndividual
type: risk profile impact
has nominal heat: 0.5
comment: the default profile impact for worksWithCountryAtRisk ClassworksWithCountryAtRisk

ProfileRiskScale
type: NamedIndividual
type: RatingScale
has best measure: 1
has worst measure: 5
comment: the default five level AML risk rating from 0 (no risk) to 4 hight risk

credit
type: NamedIndividual
type: TransactionSign
label: avere @it
deprecated: true
definition: a transaction category that represents an increase in resources from the point of view of the financial intermediary
abbreviation: +

debit
type: NamedIndividual
type: TransactionSign
label: dare @it
deprecated: true
definition: a transaction category that represents an decrease in resources from the point of view of financial intermediary
abbreviation: -

D
type: NamedIndividual
type: AML qualitative rating score
has measure within scale: 4
comment: high AML risk Rating profile

in design
type: NamedIndividual
type: LifeStage
comment: il soggetto è in fase di analisi o disegno, in questa fase il termine è inserito nella ontologia in forma non definitiva

inOperation
type: NamedIndividual
type: LifeStage
comment: il soggetto è già utilizzato per annotare dei fattii; è lo stato di default se non specificato.

A
type: NamedIndividual
type: AML qualitative rating score
has measure within scale: 1
comment: irrilevant AML risk Rating profile

B
type: NamedIndividual
type: AML qualitative rating score
has measure within scale: 2
comment: low AML risk Rating profile

C
type: NamedIndividual
type: AML qualitative rating score
has measure within scale: 3
comment: medium AML risk profile

planned
type: NamedIndividual
type: LifeStage
comment: The subject is planned for implementation

subjective risk weight: 1

criminal risk weight: 0.5
reputational risk weight: 0.8

criminal risk weight: 0.7
geographical risk weight: 0.2
reputational risk weight: 0.7
subjective risk weight: 0.3

subjective risk weight: 1

has risk estimator: 0.5
subjective risk weight: 1

qualified cardinality: 1